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Auto Loans in Chapel Hill (NC)

We arrange auto loans in Chapel Hill, NC, for people with any kind of credit ratings, from prime to subprime. Most suitable individuals get paid $1500 or higher per month. In addition, they have established debts of no more than 50% of their earnings, and they have steady income from employment, retirement, or pension.

subprime credit ratings are seldom cause for being rejected. Down payments are not mandatory.

Chapel Hill NC Auto Loans

There are 79,138 individuals residing in Chapel Hill, and approximately 23,741 of these have fico scores that are mediocre or worse. Here at North Carolina Auto Loan, credit difficulties usually are not a headache. Don’t resort to a no credit check dealership in Chapel Hill when we get you approved at better rates of interest.

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How Much You Can Spend

If you need to finance a car or truck with bad credit, being good with your money is essential. Generally speaking, it’s best if your auto loan accounts for no more than 10% of your monthly income.

Chapel Hill inhabitants have incomes of about $19,940 per year. Here is a quick assessment of a typical Chapel Hill consumer’s auto loan budget:

Income Per Annum

Income A Month


Vehicle Cost

  • $19,940

  • $1,662

  • $166

  • $6,980

Down Payment Standards

Are you planning on offering up a down payment? It’s a good idea, particularly when a new car loan is what you’re after. Brand new cars and trucks drop in value promptly. Placing money down will lessen your loan amount, meaning that you spend less on finance fees. Having said that, North Carolina Auto Loan has partners offering zero down payment car loans in Chapel Hill, NC. For people who do offer a down payment, 10-20% is typical. If the vehicle costs $6,980, that is $698 to $1,396 down.

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Auto Loans Chapel Hill NC

In Chapel Hill, no credit check auto loans aren’t necessarily the best option, regardless of whether you have bad credit.

We can connect you with dealerships in Chapel Hill that approve bad credit; however, they don’t have a lot of the downsides of Chapel Hill buy here pay here and in house financing auto lots.

Do not forget that our Chapel Hill auto finance companies and dealerships send your installments to the credit reporting agencies, while a lot of Chapel Hill buy here pay here dealerships never do.

Chapel Hill Dealerships and Auto Lenders

  • Crown Honda/Volvo, 1730 N Fordham Blvd 27514
  • Crown Volvo, 1730 Fordham Boulevard 27514
  • Gordon Mark, 106 Faison Road 27517
  • Michelson Rose, 1413 Village Crossing Drive 27517