Get an Auto Loan Quote

Auto Loans in Elizabeth City (NC)

We understand that getting an auto loan in Elizabeth City can be a hassle. Not always. We make it easier. Simply apply online, and we’ll quickly find you an auto loan in Elizabeth City, NC, that suits your price range.

Elizabeth City NC Auto Loans

A bad credit score now afflicts around 10,469 of Elizabeth City’s 34,897 consumers. It’s obvious, if you’ve got a bad credit score, auto loans carry increased rates of interest. Thankfully, our car dealerships are looking at your income rather than your credit history. If you can make the repayments, we’ll typically manage to find lender to finance you, no matter your credit rating. When considering used auto loans in Elizabeth City for people with a low credit score, you cannot find any better choice than NC Auto Loans.

Get Approved Today!

Auto Loan in Elizabeth City North Carolina
Get Pre-Approved!

If you need to buy a car with poor credit, it is essential to have a budget and follow it.

Elizabeth City residents make up to $10,148 per annum. That’s $846 monthly. You’ll want to devote no more than 10% of your monthly income for your car loan in Elizabeth City. This means Elizabeth City auto loan payments should be around $85.

What about down payments? If you can put money down, go for it. You can submit an application for zero down car loans in Elizabeth City, NC, but money down is always recommended. Ordinarily, down payments are 10 to 20%. For a $3,553 car or truck, this is $355 to $711.

Buy Here Pay Here Car Loans: Elizabeth City, NC

A large number of consumers are financing cars through in house financing dealerships in Elizabeth City, better known as buy here pay here financing. In house or buy here pay here financing is becoming far more accepted, because they work with people with a bad credit score.

Let us get you a car loan in Elizabeth City, NC with:

  • Less Expensive APR
  • Cheaper Down Payments
  • Monthly Payments

Elizabeth City Dealerships and Auto Lenders

  • Alliance Nissan Supercenter, 1823 North Road Street 27909
  • Auto Express Inc, 1905 North Road Street 27909
  • Biggs Pontiac Buick Cadillac GMC Truck, Highway 17 South 27909
  • Carolina Chrysler-Dodge-Jeep, 1001 Halstead Boulevard 27909
  • Courtesy Ford, 1310 North Road Street 27909
  • Auto Credit Usa, 1317 North Road Street 27909