Needing a used or new auto loan? Once you submit your application, our team in most cases put you in touch with a loan company or car dealer ready to supply you with an auto loan – right away!
At North Carolina Auto Loans, we don’t advertise guaranteed acceptance. But we can tell you that we have dealers and auto lenders in Lenoir who want you as a customer – right now.
A bad credit score now afflicts nearly 13,943 of Lenoir’s 46,477 inhabitants. Of course, if you have bad credit auto loans come with higher annual percentage rates.
Here at North Carolina Auto Loans, credit issues usually are not an issue.
Lenoir no credit check dealerships will not be a good option. We get you approved at much cheaper annual percentage rates.
Auto Loan Budgeting
If you wish to buy a car with bad credit, being smart with your hard earned money is very important.
The typical income among Lenoir’s residents is $16,590 annually. That is $1,383 monthly. It’s best to set aside no more than 10% of this amount for your car loan in Lenoir. So Lenoir car payments should be roughly $138.
What about down payments? If you can put money down, do so. You can often find zero down car loans in Lenoir, NC, but putting money down will prevent negative equity. If you’re able, give 10 to 20%. For a car or truck that costs $5,809, this is $581 to $1,162.
In House Financing Car Loans in Lenoir (NC)
The vast majority of dealers provide auto loans in Lenoir through banks or various other lending institutionsbut not in house financing dealerships. They approve car loans on their own. In house financing has been becoming much more popular due to down economy. Our auto dealers can get you Lenoir NC car loan you need with:
- More Competitive Rates of Interest
- Much Less Money Down
- Lower Payments
Dealerships and Auto Lenders in Lenoir (NC)
- Bush Buick-Pontiac-Gmc Truck, 2581 Hickory Boulevard Southeast 28645
- Family Ford Lincoln-Mercury of Lenoir Inc, 1326 Hickory Boulevard Southwest 28645
- Jerry Bevins Auto Sales, 1640 Hickory Boulevard Southwest 28645
- Lenoir Chevrolet, 515 Wilkesboro Boulevard Northeast 28645
- Mace Auto Sales, 1245 Norwood Street Southwest 28645
- Martin Family Ford Lincoln Mercury, I 40 At Jamestown Road 28645
- Midway Motors-Lail’S, 1906 Norwood Street Southwest 28645