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Auto Loans in Raleigh (NC)

NC Auto Loan lines up auto loans in Raleigh, NC, for folks in all credit and income ranges. First of all, make sure you submit your application. You will need no longer than 5 minutes to complete. We have some of the top rates of acceptance in all of North Carolina.

Raleigh NC Auto Loans

Having a good credit record may be fantastic, but few of us have managed to keep our credit status flawless. Bankers and conventional lending institutions hardly ever supply auto financing for people who have poor credit in Raleigh, in North Carolina, or nationally. However, car dealers and car lending providers are more eager about getting you into the car or truck you need.

And don’t forget, a bad credit used car loan in Raleigh is a highly effective way to repair your credit.

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How Much You Can Afford

Car Loan in Raleigh NC
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If you want to buy a car with poor credit in Raleigh, you need to not only have sufficient income, you really need adequate room in your current budget.

Car loans make cars appear more affordable, simply because they break down the price over a period of 36 to 72 months. This can be dangerous, as it could lead you to go over your budget. About 10% of a person’s monthly income should be committed to their finance package.

Raleigh, NC car buyers make salaries of approximately $16,800 each and every year. Here is a quick overview of an average consumer’s Raleigh auto financing budget:

Earnings Per Annum

Earnings Per Month


Auto Price

  • $16,800

  • $1,400

  • $140

  • $5,880

Down Payment Recommendations

Have you budgeted for a down payment? You should, especially when you have your heart set on a brand new car or truck. Cars, particularly brand new ones, drop in value promptly. Placing money down will lower how you have to finance, meaning that you don’t spend as much on interest. Even so, NC Auto Loan has dealers offering car loans with no money down in Raleigh, NC. If you decide to supply an advance payment, 10-20% is normal. If your car is priced at $5,880, that is $588 to $1,176 down.

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In House Financing Car Loans Raleigh (NC)

In House Financing Car Loan Raleigh NC
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Trying to find a buy here pay here auto dealer in Raleigh, NC? In house or buy here pay here financing has been becoming increasingly accepted due to the economic climate. We will find you an auto loan in Raleigh, NC with far better terms and conditions.

Dealers and Auto Loan Providers in Raleigh

  • AL Smith Superstore, 251 Wake Forest Road 27695
  • Alexander John McKnitt Senior, 1526 South Blount Street 27603
  • Anderson’s Fred Toyota, 9101 Glenwood Avenue 27617
  • Auto City, 3609 Capital Boulevard 27604
  • Autocap, 1029 Wade Avenue 27605
  • Bender Don SRA Estate Appraisal, 803 Mount Vernon Church Road 27614
  • Bobby Murray Chevrolet, 1820 Capital Boulevard 27604
  • Capital Ford Inc, 2805 East Millbrook Road 27604
  • Capital KIA, 5601 Capital Boulevard 27616
  • Crossroads Ford – Car Center, 1101 Buck Jones Road 27606
  • David O’Neal Automotive Group, 5500 Capital Boulevard 27616
  • Elite Auto Sales, 5108 New Bern Avenue 27610
  • Enterprise Car Sales, 1301 Capital Boulevard 27603
  • Fred Anderson Toyota, 9101 Glenwood Avenue U.S. Highway 70 West 27613
  • Helmold Ford Inc, 1101 Buck Jones Road 27606
  • Hertz Car Sales, 7601 Glenwood Avenue 27612
  • Hollingsworth Auto Sales, 3808 Capital Boulevard 27604
  • Lake Wheeler Auto Sales & Service, 5920 Lake Wheeler Road 27603
  • Leith Inc, 5601 Capital Boulevard 27616
  • Neil Wards Auto Sales, 2039 Progress Court 27608
  • Auto Credit Of Raleigh, 3501 Capital Boulevard Suite 145 27604
  • Citifinancial Auto, 4805 Green Road 27616